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Overview

We Believe Investing Should Be Easy

The E-Valuator Risk Managed Strategy (RMS) Funds make investing easy for Investors by providing 6 distinctly different investment options spanning the efficient frontier spectrum of risk management from Very Conservative to Enhanced Growth.  Investors simply need to identify their personal level of acceptable volatility (risk) exposure, then invest accordingly in the RMS Fund(s) matching their tolerance level.

We Believe In a Systematic Approach to Intelligent Investing

We manage The E-Valuator Risk Managed Strategy (RMS) Funds with a disciplined, pragmatic approach seeking to maximize performance within a stated range of volatility, as measured by standard deviation. Our Meticulous Asset Allocation Process (MAAP) provides the guidance in the form of a “road map” through the asset allocation and diversification process.

We Strive To Simplify the Process

The E-Valuator Risk Managed Strategy (RMS) Funds were created to simplify a comprehensive asset management process, without sacrificing performance. Accordingly, each of The E-Valuator RMS Funds contains a complete asset management program packaged into an open-end mutual fund.

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Performance Report
 
Quarterly Commentary

As Seen In

The E-Valuator RMS Funds Are Not Typical Mutual Funds

The E-Valuator Software

The E-Valuator software systematically selects, monitors, and replaces (as needed) the underlying investments, i.e. ETF’s and open-end mutual funds.

M.A.A.P.

Meticulous Asset Allocation Process.  Establishes the “road map” for diversifying and allocating assets in a pragmatic, methodical manner.

Optimized for Return

Seeking to maximize performance at varying levels of risk along the efficient frontier while utilizing both Passive Management and Active Management.

Rebalancing

Underlying investments are rebalanced when their pro-rata balance of the Fund differs by +/-10% from their original allocation percentage.

Replacement

These fund-of-funds investments continually monitor, identify, and replace underlying investments whenever performance lags below the criteria set by the E-Valuator software.

Tax Harvesting

Proactively replace a lagging investment to potentially help reduce your taxable income.

NEWS & INSIGHTS
August 19, 2026How Big Are U.S. State Economies? Comparing States to Countries When we think about the world’s largest economies, countries such as the United States, China, Germany, and Japan typically come to mind. But looking inside the U.S. economy reveals another interesting perspective: many individual states generate economic output comparable to entire countries. Comparing state economies with national economies helps illustrate just how large and diverse the U.S. economic landscape has become. Understanding the Comparison One common way to measure the size of an economy is through gross domestic product (GDP)—the value of the final goods and services produced within an economy over a given period. Applying that same measure to individual states provides an interesting way to put their economic size into a global context. Large states such as California, Texas, New York, and Florida aren’t simply major contributors to the U.S. economy. Their levels of economic activity place them in the same conversation as some of the world’s significant national economies. California: An Economic Powerhouse California stands apart because of both the size and diversity of its economy. Technology and entertainment may receive much of the attention, but California also has major businesses and industries spanning agriculture, manufacturing, professional services, tourism, trade, and finance. If California were viewed independently rather than as part of the United States, the scale of its economic output would put it alongside some of the world’s largest economies. Texas: Energy and Much More Texas is another state with an economy of remarkable scale. While the state’s energy industry remains an important economic engine, Texas has developed a broad business base that includes technology, manufacturing, healthcare, construction, transportation, aerospace, and professional services. Its combination of population growth, business investment, natural resources, and industrial activity has helped make Texas one of America’s largest state economies. New York: A Global Financial Center New York’s economy benefits from its position as one of the world’s leading financial and business centers. Finance is an important component, but the state also has substantial activity in healthcare, technology, professional services, real estate, media, education, and tourism. The result is an economy whose output can be compared with that of entire developed nations. Florida: Growth Drives Economic Expansion Florida provides another example of the economic strength found at the state level. A growing population has helped support expansion across real estate, construction, healthcare, tourism, professional services, transportation, and other industries. Florida’s growth also demonstrates an important point: the economic rankings of individual states aren’t static. Population shifts, business investment, productivity, technology, and changing industry trends can reshape the economic map over time. America’s Economy Is Not One Economy Perhaps the most interesting takeaway from comparing states with countries is the enormous variation within the United States itself. Each state has its own mix of industries, demographics, resources, businesses, and economic drivers. Some states depend heavily on technology or financial services. Others have greater exposure to agriculture, manufacturing, energy, healthcare, tourism, or government spending. Those differences can influence how individual regions respond to changes in interest rates, inflation, consumer demand, commodity prices, and the broader business cycle. What Can Investors Take Away? These comparisons provide perspective, but economic size alone doesn’t determine investment performance. A large economy can experience slower growth, while a smaller economy may expand rapidly. Economic output also doesn’t necessarily translate directly into stock market returns. However, understanding the scale and diversity of economic activity across the United States can provide useful context for investors. The U.S. economy is supported by numerous regional economies, each with different industries, opportunities, and economic sensitivities. Looking at America state by state is a reminder of just how much economic activity exists beneath the headline national numbers—and how interconnected regional, national, and global economies have become. Source/inspiration: Visual Capitalist, “Mapped: Every U.S. State Economy, Matched to a Country.”  Read Full Article at: https://www.visualcapitalist.com/mapped-every-u-s-state-economy-matched-to-a-country/ [...] Read more...
August 18, 2026Moderating inflation Two reports reflected elevated but modestly easing inflationary pressures at the consumer and wholesale levels. The Consumer Price Index held steady at a 3.4% annual rate in July, slightly below June’s 3.5% figure. A subsequent report on producer prices showed inflation was little changed in July relative to the previous month.   Robust revenue The nearly completed earnings season has been strong on a revenue basis, not just in terms of profits. Companies in the S&P 500 were on pace to record second-quarter revenue growth of 15%, the highest rate since the fourth quarter of 2021, according to a report from FactSet released August 10. As for profits, companies were on track for an earnings growth rate of more than 50%, the strongest since 2021’s second quarter.   Elevated yields Concerns about long-term inflationary pressures boosted the yield of the 30-year U.S. Treasury back to a level it had reached two weeks earlier, which was the highest since 2007. On Friday afternoon, the 30-year yield was around 5.26%, while the 10-year Treasury yield remained elevated at 4.69%. In contrast, the 2-year Treasury yield was slightly lower for the week at 4.17%.   Rate outlook Bond market trading continued to reflect declining expectations for a U.S. interest rate increase at the mid-September U.S. Federal Reserve meeting. Friday’s trading in rate futures markets implied a roughly 67% probability that the Fed would keep its benchmark rate unchanged, versus a 33% probability that the Fed would raise it by a quarter-point, according to CME FedWatch. Just two weeks earlier, prospects for a September rate increase were at 67%.   Read Full Article: https://www.jhinvestments.com/weekly-market-recap#market-moving-news   [...] Read more...
August 12, 2026The Growing Economic Gap Between the U.S. and Europe Over the past two decades, the economic paths of the United States and Europe have increasingly diverged. While both remain among the most important economic regions in the world, the U.S. has expanded at a considerably faster pace when measured by nominal gross domestic product (GDP). Two Economic Giants Take Different Paths In the years leading up to the 2008 global financial crisis, the size of the European and U.S. economies was much more comparable. Since then, however, the United States has experienced stronger economic expansion, creating a widening gap between the two. By 2026, the U.S. economy is projected to exceed $30 trillion in nominal GDP, reinforcing its position as the world’s largest individual economy. Europe remains an enormous economic force as well. Germany, the United Kingdom, France, Italy, Russia and Spain alone represent trillions of dollars in annual economic activity, while the continent as a whole accounts for roughly one-quarter of global economic output. What Has Driven Stronger U.S. Growth? Several long-term trends have contributed to America’s economic expansion. One of the most significant is the country’s leadership in technology. U.S.-based companies have played central roles in the growth of cloud computing, artificial intelligence, semiconductors, digital advertising and other rapidly expanding industries. The U.S. has also benefited from comparatively strong population growth, deep capital markets and a business environment capable of directing significant amounts of investment toward emerging industries. Europe, meanwhile, has faced a different set of challenges. Aging populations, slower productivity growth, energy disruptions and weaker growth among several of its largest economies have weighed on overall expansion. Germany, France and Italy, for example, are expected to record relatively modest real GDP growth in 2026, while some smaller Southern and Eastern European economies are projected to grow more quickly. Brexit Also Changed the Comparison Another factor affecting the numbers is the United Kingdom’s departure from the European Union. The UK remains one of Europe’s largest economies, but it is no longer part of the EU. That distinction matters when comparing historical figures because a chart measuring the EU rather than geographic Europe will show a significant structural change following Brexit. For this reason, it is important to distinguish between the European Union and Europe as a geographic economic region when evaluating long-term trends. Currency Movements Matter Nominal GDP comparisons expressed in U.S. dollars also come with an important limitation: exchange rates. When European currencies weaken against the dollar, Europe’s economic output appears smaller after being converted into U.S. dollars—even if the underlying economies have continued growing in their local currencies. As a result, a U.S.-dollar GDP comparison doesn’t tell the entire story about productivity, purchasing power or living standards. Measures such as GDP per capita and purchasing-power-parity-adjusted GDP can provide additional context when comparing economic well-being across regions. Europe Remains an Economic Powerhouse Despite slower growth in many of its largest economies, Europe remains one of the world’s most economically significant regions. Germany is projected to remain Europe’s largest economy in 2026, followed by the United Kingdom and France. Southern European economies such as Spain and Portugal are also showing stronger growth momentum than some of their larger northern counterparts. The larger story, however, is the growing economic strength of the United States. Over the past two decades, technology investment, population trends, productivity and capital formation have helped the U.S. economy expand more rapidly. Whether that advantage continues will depend on many factors, including productivity growth, artificial intelligence investment, demographics, trade policy, government spending and Europe’s ability to accelerate investment and innovation. For investors, the comparison is a reminder that the global economic landscape is constantly evolving—and that headline GDP figures are most useful when considered alongside the forces driving them. Read Full Article: https://www.visualcapitalist.com/europe-vs-usa-economy-gdp-2006-2026/ [...] Read more...
August 11, 2026Earnings juggernaut Profits continued to improve as earnings season entered its final stretch, with analysts now expecting the strongest growth rate since the second quarter of 2021. Second-quarter net income is expected to rise an average of 50.4% for companies in the S&P 500, based on reports already released as of Friday and forecasts for the relatively small number of firms that hadn’t yet reported, according to FactSet. In contrast, the projected earnings growth rate at the end of June was just 23.1%. Rate hike outlook In the wake of Friday’s weak jobs report, bond market trading reflected declining expectations for a U.S. interest rate increase at the mid-September U.S. Federal Reserve meeting. Friday’s trading in rate futures markets implied a roughly 42% probability that the Fed would lift its benchmark rate by a quarter-point, with a 58% prospect of the rate staying unchanged, according to CME FedWatch. Just a week earlier, prospects for a rate increase were at 67%.   Volatility eases An index that tracks investors’ expectations of short-term U.S. stock market volatility fell to the lowest level in seven months. The Cboe Volatility Index closed at 14.9 on Friday, down from a recent high of 20.7 reached on July 29.   CPI ahead A Consumer Price Index report scheduled for release on Wednesday will show whether a recent trend of moderating inflation extended into July. The most recent CPI report showed an annual rate of 3.5% in June—well below May’s figure of 4.2%, largely due to lower energy prices. Excluding energy and food prices, core inflation was 2.6% in June.   Read Full Article: https://www.jhinvestments.com/weekly-market-recap#market-moving-news       [...] Read more...

Funds

Enhanced GrowthGrowthModerateConservative/ModerateConservativeVery Conservative
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Fact Sheet
Fact Sheet
Fact Sheet
Fact Sheet
Fact Sheet
Fact Sheet

Equity Allocation

85% – 99%70% – 85%50% – 70%30% – 50%15% – 30%0% – 15%

RMS Fund Objectives

PrimaryHigh GrowthGrowthGrowth & IncomeIncomeIncomeIncome
SecondaryIncomeIncomeGrowth & IncomeGrowthGrowthStability of Principal

Investor Suitability

Liquidation Target DateMore than 12 yrs.9 yrs. to 12 yrs.6 yrs. to 9 yrs.4 yrs. to 6 yrs.2 yrs. to 4 yrs.Less than 2 yrs.
Short-Term Loss ToleranceVery HighHighAcceptableModerateLowVery Low
Stock Market Risk ExposureSignificantAbove AverageAverageBelow AverageBelow AverageMinimal
Inflation Risk ExposureMinimalBelow AverageAverageAbove AverageAbove AverageSignificant

Std. Deviation Goal

3 yr. and/or 5 yr.9.5% – 13.5%8.0% – 11.0%5.5% – 8.5%4.0% – 6.5%2.5% – 5.0%1.0% – 3.5%

Ticker Symbols &
Summary Prospectuses

Service Share Class
EVAGX
EVGLX
EVMLX
EVTTX
EVCLX
EVVLX
R4 Share Class
EVFGX
EVGRX
EVFMX
EVFTX
EVFCX
EVVCX

RISK: There are risks involved with investing, including loss of principal. Current and future portfolio holdings are subject to risks as well. Diversification may not protect against market risk. There is no assurance the goals of the strategies discussed will be met. International investments may involve risk of capital loss from unfavorable fluctuation in currency values, from difference in generally accepted accounting in principles or from economic or political instability in other nations. Emerging markets involve heightened risks related to the same factors as well as increased volatility and lower trading volume. Bonds and bond funds will decrease in value as interest rates rise. These and other risks are described more fully in the fund’s prospectus. CREDIT RISK: The issuer of a fixed income security may not be able to make interest and principal payments when due. The lower the credit rating of a security, the greater the risk of default on its obligation.

Investors should consider the investment objectives, risks, charges and expenses of the Fund carefully before investing. This and other information is contained in the Fund’s prospectus and summary prospectus, which may be obtained online or by calling 1-888-507-2798.

Please read the prospectus carefully before investing.

FOR THE INVESTOR, IT’S SIMPLE.

In essence, The E-Valuator Risk Managed Strategy Funds provide a cost-effective asset allocation service for its shareholders.

Kevin R. Miller
CEO Systelligence & Portfolio Manager
The E-Valuator Risk Managed Strategy Funds