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Risk Managed Strategy Funds

PGIM: 4Q25 On The Markets

October 24, 2025

Building Safer Learning Environments Through Expert Evaluation and Training

Creating and maintaining safe learning environments requires more than routine inspections—it demands an integrated approach to risk management, compliance, and education. This report underscores how a comprehensive safety assessment and ongoing training can identify potential hazards, enhance staff awareness, and foster a culture of safety across educational facilities.

From machinery and equipment reviews to compliance audits, expert evaluations provide actionable insights that not only ensure adherence to OSHA and state standards but also strengthen institutional accountability. Paired with targeted safety training, these initiatives empower educators and facility leaders to proactively protect students and staff while maintaining operational excellence.

Safety is an investment in the future—one that supports stronger schools, safer classrooms, and a healthier community overall.

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RISK: There are risks involved with investing, including loss of principal. Current and future portfolio holdings are subject to risks as well. Diversification may not protect against market risk. There is no assurance the goals of the strategies discussed will be met. International investments may involve risk of capital loss from unfavorable fluctuation in currency values, from difference in generally accepted accounting in principles or from economic or political instability in other nations. Emerging markets involve heightened risks related to the same factors as well as increased volatility and lower trading volume. Bonds and bond funds will decrease in value as interest rates rise. These and other risks are described more fully in the fund’s prospectus. CREDIT RISK: The issuer of a fixed income security may not be able to make interest and principal payments when due. The lower the credit rating of a security, the greater the risk of default on its obligation.

Investors should consider the investment objectives, risks, charges and expenses of the Fund carefully before investing. This and other information is contained in the Fund’s prospectus and summary prospectus, which may be obtained online or by calling 1-888-507-2798.

Please read the prospectus carefully before investing.